Terms of Use

Welcome to CLKK, Inc. (“CLKK,” “we,” “our,” or “us”). These Terms of Use (“Terms”) govern your access to and use of our website, mobile application, and services (collectively, the “Services”). By accessing or using our Services, you agree to these Terms. If you do not agree, you must not use our Services.

The Services offered by CLKK are designed to provide:

• Secure digital wallet functionality
• Money transmission tools for personal and business use
• Transaction tracking and financial analytics
• API integrations to enhance payment capabilities

• Individual Users: You must be at least 18 years old to use our Services.
• Business Users: If you use our Services on behalf of a business, you represent and warrant that you have the authority to bind that business to these Terms.

To access certain features, you may be required to create an account. You agree to:

• Provide accurate and complete information during registration
• Maintain the confidentiality of your account credentials
• Notify us immediately of any unauthorized use of your account
• Accept responsibility for all activities under your account

You agree not to use our Services to:

• Violate any applicable laws or regulations
• Engage in fraudulent, deceptive, or illegal activities
• Infringe upon the rights of others
• Transmit malicious code or interfere with our Services
• Attempt to gain unauthorized access to our systems

If you use our payment services, you agree to pay all applicable fees and charges. We may modify our fees at any time with prior notice. Failure to pay may result in suspension or termination of your account.

All content, trademarks, and intellectual property on our Services are owned by CLKK or our licensors. You may not use, copy, or distribute any content without our express written permission.

To the maximum extent permitted by law, CLKK shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our Services.

You agree to indemnify and hold harmless CLKK, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our Services or violation of these Terms.

We may suspend or terminate your access to our Services at any time, with or without cause, and with or without notice. Upon termination, your right to use our Services will immediately cease.

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

We may modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website. Your continued use of our Services after any changes constitutes your acceptance of the new Terms.

For questions or concerns regarding these Terms, please contact us at compliance@clkk.io